CONSUMER DEBT DEFENSE

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Welcome to Goldthwait Law — The leading debt defense law firm for consumers in Minnesota and Alaska. We help individuals protect their rights when facing credit card debt, collection lawsuits, or other debt related challenges. We always stand with the people, never the banks, and fight back against aggressive debt collectors and unfair collection practices.

We Fight for the Little Guy

If you’ve been sued for credit card debt, fallen behind on a personal loan, or defaulted on a line of credit, you’re not alone—and you still have legal rights. At Goldthwait Law, we stand up for the little guy: hardworking individuals doing their best to stay afloat while creditors and collection agencies try to push them down.

We use state and federal debt collection laws, including consumer protection statutes like the Fair Debt Collection Practices Act, to hold creditors accountable. We serve as strong advocates, whether in or out of court, making sure debt collectors follow the law and treat you fairly. We believe in standing up for everyday people—not banks or corporations—and giving consumers the defense they deserve.

Transparent Flat-Rate Pricing

We know what your thinking — lawyers are expensive and money is tight. We get it. Cost should never stop you from getting the help you need. That’s why Goldthwait Law offers debt defense representation at a competitive flat rate. You’ll know exactly what your case will cost from day one—no hourly billing, no hidden charges, and no surprises. Our goal is to save you money.

Protecting Consumers from Harassment

Our firm represents clients facing threats, harassment, and lawsuits from credit card companies, banks, or collection agencies. We work to stop illegal collection efforts, challenge improper lawsuits, and help you find a fair, affordable resolution.

At Goldthwait Law, we’re proud to fight back against powerful creditors and collection agencies. When the banks come after you, we’re on your side — every time.